-Cash flow industry is another financial service offered in the financial industry like banks.
-Rainfall Capital is a consultant business for the funding source companies.
-Debt instruments such as business invoices, business and property notes are bought by
Rainfall Capital through the funding source companies. Individuals and businesses can
get cash for debt instruments that are owed to them in the future.
For example, if you have deposited a paycheck or paid a bill, then you have encountered the concept of cash flow. Cash flow simply means the flow of cash through a household or business. In business terms, cash flow involved the flow of cash into a company in the form of revenues and then out of the company in the form of expeneses.
For an individual or household, cash flow means getting income in the household's bank account and pay expenses from the bank account. Every household manages cash flow on a daily basis. You receive income from your employer or some other income source, then you use that income to pay bills or expenses.
In business terms, cash flow involved the flow of cash into a company in the form of revenues and then out of the company in the form of expenses.
Cash Flow Industry:
Cash flow industry is a marketplace where businesses and individuals get help managing their cash flow needs. The cash flow industry is all about getting cash into people's hands when they need or want it. One primary way the industry solves cash flow needs is purchasing, selling, and brokering income streams that are owed in the future.
An income stream is simply how cash flow professionals, like Rainfall Capital, refer to a future payment or series of payments. Essentially, income stream is a financial obligation or debt that one party owes to another party. The financial obligation is generally reduced to writing in a legal document. While it is the payments that make up the income stream being bought and sold, they are frequently referred to by the legal document that evidences the payment due. The legal document would be the debt instrument or cash flow instrument.
Most of the income streams that are bought, sold, and brokered in the cash flow industry are privately held. Privately held means the income stream is owed to a private individual or business rather than to banks or other financial institution.
For example, you sold your home to your son and provided the financing yourself. Now your son writes a monthly check for his mortgage payment directly to you rather than
to a bank or a loan institution.
In this situation, your son's payments create an income stream for you. This income stream is privately held (debt instrument or cash flow instrument) bacause you are private individual, not a bank or mortgage company.
